Posts by Gloria Turan
Flood Insurance vs. Water Back-Up Coverage
The Difference Between Flood Insurance And Water Backup Coverage WATER DAMAGE VS FLOOD VS WATER BACKUP INSURANCE Picture this: you leave for vacation and, after a wonderful time with rest and relaxation, you bring your dirty laundry down to the basement only to discover you are knee-deep in standing water. Later, you discover that a frozen pipe burst and filled the basement.…
Read MoreCollecting the Correct Certificates of Insurance
What to Know About Certificates of Insurance A Certificates of insurance (COIs) is a document from an insurer to show you have a certain type of insurance. This is also called a certificate of liability insurance or proof of insurance. With a COI, your clients can make sure you have the right insurance before they…
Read MoreShould I buy Rental Car Insurance? What You Need to Know!
You’re standing at the rental car counter at the airport when the agent looks at you and asks that age-old question: “Would you like the rental car insurance?” Sweat starts forming at your brow. Is rental car insurance worth it? Am I just throwing money away? Does my regular car insurance cover me? Can I phone…
Read MoreUnderstanding the Coinsurance Requirement in your Home Owners Insurance Policy
The Coinsurance requirement 80%, 90% or 100% Rule is a promise from a customer to an insurance carrier that you will insure your home 80%,90% or 100% of the replacement cost. If your home is underinsured, a coinsurance penalty will be calculated in the claim settlement and will be much more costly than a property…
Read MoreCan my insurance company cancel my policy if I submit too many claims?
Can my insurance company cancel my policy if I submit too many claims? By: John Perritano Filing a homeowners insurance claim is tricky business because filing too many can mean an increase in your premiums, or worse, a canceled policy. See more Tax Pictures. STOCKBYTE/THINKSTOCK Every month for more years than you care to remember, you…
Read MoreAvoid Deadly Distractions Behind the Wheel
https://www.safeco.com/blog/distracted-driving January 29, 2019 Not texting is a start, but there’s more to safe driving Here’s the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you’re driving, it’s 100% preventable. You’ve seen them around your city or town. You may know a few of them.…
Read MorePaying your Premium through ACH is the only way to go!
ACH payment solutions let insurance companies offer policyholders a safe and convenient way to pay premiums while reducing the administrative burden associated with payment processing. Insurers can manage their risk by debiting policyholders’ banking accounts for payments. They can also deposit settlement funds directly to a policyholder’s account. What are the benefits of ACH payments?…
Read MoreWhy skimping on LLC insurance can be a costly mistake
Brought to you by Insureon Small Business Blog: Risk management insights and more for your business. Forming a limited liability company can protect your personal assets, but that doesn’t mean your business assets are untouchable. Learn why your LLC faces risks like any other business structure – and how LLC insurance can protect you. A limited liability…
Read MoreOrdinance or Law Coverage-A Must Have Coverage
When climbing, you don’t just plan the best way up the mountain. You also have to plan the way back down. People who are shopping for the right property insurance policy have a tendency to focus on the immediate property that can be lost. It seems natural, after all. If there’s a fire, how much…
Read MoreThe 10 Most Stolen Cars
With the frequent carjacking occurring all over Chicagoland, it is very prudent to check your auto insurance file to make sure you have adequate coverage. Here are the top 10 most stolen cars https://www.trustedchoice.com/insurance-articles/wheels-wings-motors/most-stolen-cars/ Call Cacciatore’s at 312-264-6055 for a complimentary Auto Quote?
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