Posts by Gloria Turan

Why Homeowners Insurance Premiums Are Rising and What You Can Do       Many people can expect their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims.…

Obtaining insurance coverage is one of the most important aspects of starting a business. In fact, having the proper insurance coverage in place is necessary before even purchasing any equipment or inventory. While commercial property insurance coverage can help protect a business from physical property damage due to an unforeseen event or natural disaster, certain…

Cyber Liability Insurance: Data Breach & Cyber Risk Coverage Businesses across the country need special coverage to protect their networks against data breaches and other virtual threats By Christine Lacagnina , June 16th 2023 Businesses in the US average only 42.53% in preparedness to protect themselves against data breaches and other cyber threats. Since cyber…

  Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? The notion may be intriguing, and becoming a landlord can be rewarding, but it’s a decision you’ll want to consider carefully to make sure your financial interests are protected. Consider this: your homeowners insurance typically…

By Gloria Cacciatore Turan   Owning investment property can be truly satisfying as you are trying to build your personal wealth for you and your family; however,  One must seek caution and collect the correct intelligence to prevent any type of loss that could possibly extinguish your savings! Here are a few tip from experienced…

8 Reasons You Don’t Need a Public Insurance Adjuster  By Meg Stefanac-November 4,2022 Whether you are in a car accident or you have a house fire, receiving compensation for auto and property losses can be stressful. To be reimbursed by your insurance company, you have to submit a claim. This is the first step toward…

              Expect higher-than-normal home and auto premium increases in 2023 Historic inflation and other contributing trends have been driving up costs related to the repair and replacement of homes and vehicles – and these higher costs are forcing carriers to raise home and auto premiums. We want to make…

What is Commercial Terrorism Coverage and do I need it for my Business? The Terrorism Risk Insurance Act, originally passed after 9/11, was renewed on January 8, 2015 for another six years, meaning that terrorism insurance will continue to be offered under very similar guidelines as it has been since 2002. Terrorism Insurance and TRIA…

Did you know that as an insurance agent, you are responsible for writing proposals? Most people don’t realize this, but it’s a very important part of the job. In fact, a well-written proposal can mean the difference between getting and losing a sale. It showcases your understanding of the client’s needs and helps you explain why…

Never give a Easy Reason for an insurance carrier to drop you such as Non-Payment of Premium…Six Reasons Why?  Risk has Increased:  Your personal or business circumstances may have changed since you initially signed with this coverage and the risk has measurably increased.  Your request to the underwriter to reinstate coverage but the underwriter reviews…