Avoid Unnecessary Claims in Frigid Weather

One way in which cold weather can hurt your business is by causing serious property damage. In fact, 15% of all small business property and liability claims result from water damage and freezing damage, according to claims data from The Hartford. Winter also can threaten your business with increased liability risks. For example, a customer…

Read More

Cyber Liability Insurance for the Holidays

   ‘Tis the season to be jolly, even when it comes to cyber insurance lingo! Imagine third-party cyber insurance as the festive elf on the shelf for your tech business – always there to sprinkle a little magic and help when the holiday cyber grinches strike! So, you’re the Santa of the tech world, recommending…

Read More

Why Homeowners Insurance Premiums are Rising and What You Can Do

Why Homeowners Insurance Premiums Are Rising and What You Can Do       Many people can expect their homeowners insurance rates to go up this year — along with the cost of materials and supplies — in this economy. Several factors are behind the rising rates. Severe weather events continue to cause serious damage and costly insurance claims.…

Read More

What claims are not covered by a standard Property Insurance Policy?

Obtaining insurance coverage is one of the most important aspects of starting a business. In fact, having the proper insurance coverage in place is necessary before even purchasing any equipment or inventory. While commercial property insurance coverage can help protect a business from physical property damage due to an unforeseen event or natural disaster, certain…

Read More

Does my business need Cyber Liability?

Cyber Liability Insurance: Data Breach & Cyber Risk Coverage Businesses across the country need special coverage to protect their networks against data breaches and other virtual threats By Christine Lacagnina , June 16th 2023 Businesses in the US average only 42.53% in preparedness to protect themselves against data breaches and other cyber threats. Since cyber…

Read More

What type of insurance does a Landlord need?

  Considering renting out your home or investing in a small residential property with a couple of apartments to generate extra income? The notion may be intriguing, and becoming a landlord can be rewarding, but it’s a decision you’ll want to consider carefully to make sure your financial interests are protected. Consider this: your homeowners insurance typically…

Read More

Insurance Checklist for New & Existing Property Owners

By Gloria Cacciatore Turan   Owning investment property can be truly satisfying as you are trying to build your personal wealth for you and your family; however,  One must seek caution and collect the correct intelligence to prevent any type of loss that could possibly extinguish your savings! Here are a few tip from experienced…

Read More

8 Reasons You Don’t Need a Public Insurance Adjuster

8 Reasons You Don’t Need a Public Insurance Adjuster  By Meg Stefanac-November 4,2022 Whether you are in a car accident or you have a house fire, receiving compensation for auto and property losses can be stressful. To be reimbursed by your insurance company, you have to submit a claim. This is the first step toward…

Read More

Why are my Home and Auto Policy premiums increasing?

              Expect higher-than-normal home and auto premium increases in 2023 Historic inflation and other contributing trends have been driving up costs related to the repair and replacement of homes and vehicles – and these higher costs are forcing carriers to raise home and auto premiums. We want to make…

Read More

Does my business need Terrorism Insurance?

What is Commercial Terrorism Coverage and do I need it for my Business? The Terrorism Risk Insurance Act, originally passed after 9/11, was renewed on January 8, 2015 for another six years, meaning that terrorism insurance will continue to be offered under very similar guidelines as it has been since 2002. Terrorism Insurance and TRIA…

Read More