Workers Compensation & Employment Liability
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All business owners know that you need workers compensation when they have Employees, but do you really see the benefit in it? Do you really understand the need for it? How could it benefit you? Then would you actually have to use it? Let our agents help you. Get Quote! |
| 25,000 slip and fall accident occur daily in the U.S., accounting for 15 percent of all workplace accidents. It is also the leading injury to people on company premises. Back injuries account for more lost work time than any other workplace injury. Often, the source is improper lifting. Fires in commercial buildings cost more than $2 billion in annual property damage and loss. Lack of, or improper maintenance of sprinkler system plays a significant role Musculoskeletal disorders result in over $45 billion in lost wages and productivity costs. Organized office workstation and poor ergonomic practices are contributors Adverse weather is the leading cause of vehicle accidents and fatalities. Many company drivers don’t understand the risk or how to adjust their driving behaviors. Fall from ladders injure over 20,000 American workers annually. Some injuries result in permanent disabilities and even fatalities. Safety starts before the ladder is even mounted. |
Coverage availability and prices may vary by company. Cacciatore Insurance can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Other advantages you could enjoy include:
- Do you have employees?
- Describe their roles in your business
- Please describe their responsibilities
- Tell me about your employees
- What do you consider critical to the success of your business?
- Besides price, what is the most important to you in your insurance program?
- Are there any risks associated with your business?
- Are there any risks associated with your employee’s jobs?
- Do you provide company vehicles?
- Are your employees ever out on the road on company time?
- Has there ever been any sort of car accident?
- Have you ever had to file a Workers Compensation claim?
- What risk controls have you put in place to reduce that risk?
- Are any of your employees at risk of being injured?
- What type of injury could happen?
- What could the medical bills for something like that happening cost?
- Who would be responsible?
- How would you pay for that?
- How would your business be affected if you were being sued by an employee?
- How would an employee’s extended absence affect your business operations?
- How long would you be able to sustain without that employee until they returned to work?
Call Us Today for Your Worker's Compensation Insurance Quote
Hunter Building 
