Restaurant – Business Owner’s Policy

Most restaurants have a Business Owner’s Policy (BOP). Why? Because a BOP can help protect your restaurant business in much the same way a homeowner’s insurance policy protects your home and personal belongings. By combining three basic insurance coverages that are important to almost every small business, including restaurants, a Business Owner’s Policy can help cut the cost of your insurance rates while helping protect the restaurant business you’ve worked so hard to create. Business Liability – helps protect your restaurant from certain lawsuits alleging injuries or property damage that occurred as the result of your business operations. For  Continue Reading »

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Important Insurance Coverages For Any Business Owner & Building Owner

Below are two very important insurance coverages for any business owner and one that applies to any building owner. Click below to download and read the PDFs: Why Ordinance Of Law Coverage Is Needed: Claims Examples:

How Much Coverage Do I Need?

Unsure about how much coverage you should have? Life changes. So should your policy. Auto: How Much Insurance is Enough Auto insurance blends several types of coverage into one policy. Typically, your policy will include some combination of comprehensive, collision, medical, liability and uninsured motorist coverage. So what do you need? It depends on your specific situation. Liability pays for the damage you cause to others if your car is involved in an accident. It also protects you from being wiped out financially if you are sued following an accident. The greater your assets, the more you stand to lose.  Continue Reading »

Bicycle Riding

Riding a bike is one of life’s simplest pleasures. Bicycling is easy, enjoyable and good for you. It strengthens your heart and cardiovascular system; exercises the joints of the hip, knee and ankle; and is an environmentally friendly form of recreation and transportation. Choosing the right bicycle and keeping it in good condition, handling your bike with skill and confidence, and understanding and adhering to the “rules of the road” are the basics of safe bicycling. By reviewing this guide and establishing safe and responsible bicycling habits, you’ll be doing yourself and fellow bicyclists a favor.   Choose the bike  Continue Reading »